High Risk Pool Costs - Kaiser State Health Facts

State High Risk Pool Costs, December 2008

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	More than 50% of High Risk Pool Costs Paid by Premiums	Percent Total Cost Paid by Premiums	Premiums Collected	Pool Costs (Claims + Admin)	Total Subsidy Required	Total Subsidy Required Per Enrollee

United States	23 Yes	NA	NA	NA	NA	NA

Alabama	Yes	76	$16,671,850	$21,940,695	$5,268,845	$1,986
Alaska	Yes	57	$3,356,543	$5,906,475	$2,549,932	$5,437
Arizona	NA	NA	NA	NA	NA	NA
Arkansas	Yes	70	$16,658,055	$23,830,051	$7,171,996	$2,343
California	Yes	96	$39,987,507	$41,707,857	$1,720,350	$245
Colorado	No	50	$32,909,410	$65,274,068	$32,364,658	$3,788
Connecticut	Yes	62	$21,189,591	$34,123,143	$12,933,552	$5,537
Delaware	NA	NA	NA	NA	NA	NA
District of Columbia	NA	NA	NA	NA	NA	NA
Florida	Yes	57	$1,681,150	$2,959,769	$1,278,619	$4,262
Georgia	NA	NA	NA	NA	NA	NA
Hawaii	NA	NA	NA	NA	NA	NA
Idaho	NA	NA	NA	NA	NA	NA
Illinois	Yes	67	$115,344,698	$171,729,297	$56,384,599	$3,595
Indiana	No	50	$50,381,943	$101,240,788	$50,858,845	$7,752
Iowa	No	47	$15,431,358	$32,985,277	$17,553,919	$6,425
Kansas	Yes	51	$11,878,647	$23,400,767	$11,522,120	$6,296
Kentucky	No	45	$26,556,178	$58,694,001	$32,137,823	$7,209
Louisiana	Yes	71	$7,556,672	$10,659,141	$3,102,469	$2,795
Maine	NA	NA	NA	NA	NA	NA
Maryland	No	37	$48,127,130	$130,550,763	$82,423,633	$5,430
Massachusetts	NA	NA	NA	NA	NA	NA
Michigan	NA	NA	NA	NA	NA	NA
Minnesota	No	45	$116,264,157	$257,467,801	$141,203,644	$5,156
Mississippi	Yes	76	$18,234,496	$24,145,343	$5,910,847	$1,706
Missouri	Yes	77	$21,220,788	$27,489,424	$6,268,636	$2,090
Montana	Yes	67	$17,104,119	$25,685,112	$8,580,993	$2,865
Nebraska	Yes	53	$30,892,348	$58,215,310	$27,322,962	$5,369
Nevada	NA	NA	NA	NA	NA	NA
New Hampshire	No	47	$6,129,185	$13,027,347	$6,898,162	$6,305
New Jersey	NA	NA	NA	NA	NA	NA
New Mexico	No	24	$15,687,401	$64,170,901	$48,483,500	$8,054
New York	NA	NA	NA	NA	NA	NA
North Carolina	North Carolina's high-risk pool did not become operational until January 2009.	North Carolina's high-risk pool did not become operational until January 2009.	North Carolina's high-risk pool did not become operational until January 2009.	North Carolina's high-risk pool did not become operational until January 2009.	North Carolina's high-risk pool did not become operational until January 2009.	North Carolina's high-risk pool did not become operational until January 2009.
North Dakota	Yes	69	$7,398,137	$10,721,751	$3,323,614	$2,272
Ohio	NA	NA	NA	NA	NA	NA
Oklahoma	Yes	58	$13,349,358	$23,184,929	$9,835,571	$4,688
Oregon	No	48	$81,907,382	$171,010,920	$89,103,538	$5,816
Pennsylvania	NA	NA	NA	NA	NA	NA
Rhode Island	NA	NA	NA	NA	NA	NA
South Carolina	Yes	88	$25,120,853	$28,433,352	$3,312,499	$1,423
South Dakota	Yes	74	$4,653,097	$6,272,805	$1,619,708	$2,480
Tennessee	Yes	79	$31,384,560	$39,682,639	$8,298,079	$1,837
Texas	Yes	70	$195,428,416	$278,581,731	$83,153,315	$3,090
Utah	Yes	67	$19,554,792	$29,163,536	$9,608,744	$2,586
Vermont	NA	NA	NA	NA	NA	NA
Virginia	NA	NA	NA	NA	NA	NA
Washington	No	33	$19,604,248	$58,775,229	$39,170,981	$11,531
West Virginia	Yes	106	$3,520,000	$3,310,000	-$210,000	-$322
Wisconsin	Yes	61	$96,105,543	$157,520,571	$61,415,028	$3,771
Wyoming	Yes	53	$4,361,813	$8,253,389	$3,891,576	$5,665

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Notes:

Data as of December 31.

Data for Total Subsidy Required and Total Subsidy Required Per Enrollee do not include offsets from interest and federal grants.

Sources:

Data Collection and analysis by Eliza Bangit and Karen Pollitz, Health Policy Institute, Georgetown University.

Sources include state laws and regulations, interviews with state high-risk pool staff, state high-risk pool websites, and the Comprehensive Health Insurance for High-Risk Individuals: A State-by-State Analysis. National Association of State Comprehensive Health Insurance Plans, 23rd Ed., 2009/2010. Available for order at www.naschip.org.

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