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Percent of Private Sector Establishments That Offer Health Insurance to Employees, by Firm Size, 2008

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Firms with Fewer than 50 Employees

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 Firms with Fewer than 50 EmployeesFirms with 50 Employees or More
United States43.2%96.5%
Alabama48.1%97.8%
Alaska31.6%98.5%
Arizona35.2%96.7%
Arkansas27.1%96.4%
California46.5%95.4%
Colorado38.1%98.4%
Connecticut53.1%97.4%
Delaware47.7%92.3%
District of Columbia60.1%96.4%
Florida42.0%96.4%
Georgia37.8%97.0%
Hawaii84.8%98.8%
Idaho32.8%92.9%
Illinois41.4%97.2%
Indiana38.1%96.8%
Iowa41.9%97.5%
Kansas41.3%96.8%
Kentucky41.2%96.5%
Louisiana37.4%96.6%
Maine45.6%99.6%
Maryland44.0%98.8%
Massachusetts58.9%99.8%
Michigan43.6%96.3%
Minnesota40.0%95.3%
Mississippi30.2%96.1%
Missouri42.8%95.9%
Montana29.4%96.2%
Nebraska29.4%97.0%
Nevada49.3%93.9%
New Hampshire53.9%99.8%
New Jersey59.6%99.4%
New Mexico35.9%93.5%
New York49.3%97.5%
North Carolina38.2%98.1%
North Dakota40.9%96.3%
Ohio45.5%97.4%
Oklahoma36.3%94.2%
Oregon40.3%95.6%
Pennsylvania48.7%96.6%
Rhode Island53.3%98.1%
South Carolina38.5%97.6%
South Dakota35.0%93.7%
Tennessee38.7%96.5%
Texas32.5%91.6%
Utah38.1%92.9%
Vermont45.8%99.3%
Virginia44.4%99.0%
Washington47.5%97.1%
West Virginia37.2%95.6%
Wisconsin37.6%98.6%
Wyoming33.8%94.0%
(show/hide notes)
Notes: 

The standard error for the U.S. offer rate is approximately 0.49% for firms with fewer than 50 employees and 0.18% for firms with 50 or more employees. The standard error for state level estimates (50+ employees) ranges between 0.16-2.92% and the standard error for state level estimates (less than 50 employees) ranges between .91-3.99%.

Sources: 

Agency for Healthcare Research and Quality, Center for Cost and Financing Studies. 2008 Medical Expenditure Panel Survey - Insurance Component. Table II.A.2.

Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix: http://www.meps.ahrq.gov/mepsweb/survey_comp/ic_technical_notes.shtml.

Definitions: 

MEPS: The Medical Expenditure Panel Survey IC is an annual survey of establishments that collects information about employer-sponsored health insurance offerings in the United States.



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