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Pre-Existing Condition Insurance PlansHigh Risk PoolsProtections in Small Group MarketsProtections in Individual Insurance MarketsOther State ProtectionsMental Health CoverageHMOsMandated Benefits in Private InsurancePatients' Rights RequirementsHealth Insurance ReformTax Incentives| Facts At-A-Glance | AL | US | Notes | ||
| # | % | # | % | ||
| High Risk Pool Enrollment | 2,653 | - | 199,020 | - | |
| Pre-existing Condition Insurance Plan Operating Decision | HHS-run | - | 29 State-run, 22 HHS-run | - | |
| Small Group Markets | |||||
| Guaranteed Issue All Products | Yes | - | 51 Yes | - | |
| Type of Rating Restriction | Rate Bands | - | NA | - | |
| Individual Insurance Markets | |||||
| Guaranteed Issue All Products | No | - | 6 Yes | - | |
| Type of Rating Restriction | No | - | NA | - | |
| COBRA Expansion | No | - | 40 Yes | - | |
| HMO Penetration Rate | - | 4.7 | - | 21.7 | % total population |
| Provider Tax Credit for Private Insurance | No | - | 12 Yes | - | for individuals/small employers |
| Mandated Benefits in Private Insurance | |||||
| Coverage of Infertility Treatment | No | - | 15 Yes | - | for small and/or indiv mkts |
| Coverage of Maternity Care | Yes | - | 18 Yes | - | for small and/or indiv mkts |
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